Traditional property investment cycle...
- Research the vast open market
- Agents, brokers, direct sourcing
- Valuations and due dilligence
- Surveyors, management and solicitors
- Preparation of funds
- Get personal equity in place
- Repossessions and auctions
- Set up cash flow plan
- Apply for senior debt
- Complete title conveyancing
Earn potential income
- Employ agency or self manage
- Get the property tenanted
- Incur maintenance expenses
- Insure against any damages
- Optimise property to increase value
Manage, maintain, exit
- Focus on hight growth locations
- Purchase below market value
- Renovate for highest rental growth
- Buy an hold for rental growth
- Target return on investment of 5%+
Which can lead to a number of challenges
High entry costs and risk
A prospective buyer needs at least 25% equity up front. Extensive due diligence required.
Agency fees, in and out
Agents typically charge the seller 0.75% - 3% of sale value to market a sale, and 10% to manage rental income
Securing a mortgage
A mortgage in the current climate can take up to 3 months from application. Banks still risk averse since 2008
High interest rates, ratchets, reposssession terms, bridging finance is a frightening prospect for most people
Missing out on deals
The ability to finance and purchase sites quickly in the modern day property market is a key competitive advantage
Permissions and high tax
Buy-to-let taxes and increased stamp duty impacts on landlords and property developers profit
How we do it...
Properties submitted to us from the market
Due to our position within the market our team is inundate with opportunities across the UK development space, our position enables us to negotiate the best price and look to secure professional property management and seek assured income.
- Quality deal flow
- Room to negotiate
- Assured income
We screen, select and manage investments
Our job as the platform is ultimately to provide unique access to a market previously unobtainable on a retail basis. As the investment provider, itʼs our responsibility and itʼs extremely important that we follow best practice. Transparency and simplicity are paramount, so our investors have all the facts they need to make informed investment decisions.
- FCA standard due diligence must be carried out on each offering
- Simple, clearly structured pricing with no additional fees or charges
- Tight project management using expert, well-known property consultants
Invest as a Premium or Crowd investor
Investors can access our projects from a phone, computer or device and build a catalogue of investments stored and analysed a personal portfolio dashboard. Each investment is ring fenced and managed for the interests of our investors and in line with the shareholder agreement
- Investors choose wether to invest alongside the crowd or premium investors. Please get in touch if you would like to purchase an entire unit.
- Developers pay returns into the platform using scheduled distributions, which are distributed to their investors.
- Investors can select short term high potential projects such as a refurbishment or a passive buy-to-let in a developing location.
A dual-sided property crowdfunding model
Investors and the property market coexist on the platform, which is used as an online hub to find property development investment opportunities and centralises property finance by marketing vetted and appraised property based investments to our investor network.
Investors access property opportunities and build a portfolio of investments blending their own risk/return appetite by mixing different types and timescales of property deals.
Invest from as little as £100 into property developments.
Delayered, peer-to-peer, direct fractional ownership
3% total transaction fees and 5% (+VAT) of rental income
A new source
Weʼre the only platform specialising in property development
Properties are submitted through two main channels; ready-made investment property in which investors simply purchase, or projects requiring finance to purchase and add value.
Sell you property from £500, raise funds without bridging loans
Indicated offer provided within 48hrs of property submission
Streamlined appraisal and due diligence using a rating system
Property purchases from the crowd are typically cash deals
Investor protections are strengthened in the selection of quality deals, which are packaged as investments by developers to ensure investors are protected and problems mitigated.
Land registry title
Investors hold asset-backed title equity in all properties purchased via the platform
Full voting shares
All investors are treated ‘parri-passuʼ with new and existing shareholders
Deals marketed for property developers, which usually offer several exit options. Exits are contigent upon successful fundraise and implementation of business plan
We typically offer contracted returns or management of rental income
Comprehensive due dilligence
We carry out rigourus FCA standard project screening, assessment and selection procedures to determine which investments are the best for our crowd
KYC and verification checks look to establish a picture of the legal background of individuals
A full assessment and analysis of previous developments and success rate of key individuals.
A full and professional analysis of the projectʼs use history, charges and planning permissions.
Returns and exit
Comprehensive understanding of how returns are generated and how investors exit projects.
Invest in properties
Access the property market through fractional ownership of multiple properties. Build a diversified portfolio that fits your risk/return appetite...Start investing
Capital may be at risk if you invest
Sell your property or get funding
Utilise our investor network to sell existing properties from your portfolio or raise finance to fund new schemes using our delayered processes and rates...
Get in touch if you need any help