Traditional property investment cycle...


Portfolio sourcing


  • Research the vast open market
  • Agents, brokers, direct sourcing
  • Valuations and due dilligence
  • Surveyors, management and solicitors
  • Preparation of funds

Secure property


  • Get personal equity in place
  • Repossessions and auctions
  • Set up cash flow plan
  • Apply for senior debt
  • Complete title conveyancing

Earn potential income


  • Employ agency or self manage
  • Get the property tenanted
  • Incur maintenance expenses
  • Insure against any damages
  • Optimise property to increase value

Manage, maintain, exit


  • Focus on hight growth locations
  • Purchase below market value
  • Renovate for highest rental growth
  • Buy an hold for rental growth
  • Target return on investment of 5%+

Which can lead to a number of challenges

High entry costs and risk

A prospective buyer needs at least 25% equity up front. Extensive due diligence required.

Agency fees, in and out

Agents typically charge the seller 0.75% - 3% of sale value to market a sale, and 10% to manage rental income

Securing a mortgage

A mortgage in the current climate can take up to 3 months from application. Banks still risk averse since 2008

Bridging finance

High interest rates, ratchets, reposssession terms, bridging finance is a frightening prospect for most people

Missing out on deals

The ability to finance and purchase sites quickly in the modern day property market is a key competitive advantage

Permissions and high tax

Buy-to-let taxes and increased stamp duty impacts on landlords and property developers profit

your capital is at risk if you invest. read our key risks

How we do it...

Properties submitted to us from the market

Due to our position within the market our team is inundate with opportunities across the UK development space, our position enables us to negotiate the best price and look to secure professional property management and seek assured income.

  • Quality deal flow
  • Room to negotiate
  • Assured income

We screen, select and manage investments

Our job as the platform is ultimately to provide unique access to a market previously unobtainable on a retail basis. As the investment provider, itʼs our responsibility and itʼs extremely important that we follow best practice. Transparency and simplicity are paramount, so our investors have all the facts they need to make informed investment decisions.

  • FCA standard due diligence must be carried out on each offering
  • Simple, clearly structured pricing with no additional fees or charges
  • Tight project management using expert, well-known property consultants

Invest as a Premium or Crowd investor

Investors can access our projects from a phone, computer or device and build a catalogue of investments stored and analysed a personal portfolio dashboard. Each investment is ring fenced and managed for the interests of our investors and in line with the shareholder agreement

  • Investors choose wether to invest alongside the crowd or premium investors. Please get in touch if you would like to purchase an entire unit.
  • Developers pay returns into the platform using scheduled distributions, which are distributed to their investors.
  • Investors can select short term high potential projects such as a refurbishment or a passive buy-to-let in a developing location.

A dual-sided property crowdfunding model


Investors and the property market coexist on the platform, which is used as an online hub to find property development investment opportunities and centralises property finance by marketing vetted and appraised property based investments to our investor network.

Investors

Investors access property opportunities and build a portfolio of investments blending their own risk/return appetite by mixing different types and timescales of property deals.

Low entry

Invest from as little as £100 into property developments.

Direct investment

Delayered, peer-to-peer, direct fractional ownership

Low fees

3% total transaction fees and 5% (+VAT) of rental income

A new source

Weʼre the only platform specialising in property development

Properties

Properties are submitted through two main channels; ready-made investment property in which investors simply purchase, or projects requiring finance to purchase and add value.

Low fees

Sell you property from £500, raise funds without bridging loans

Quick turnaround

Indicated offer provided within 48hrs of property submission

Simple processes

Streamlined appraisal and due diligence using a rating system

Cash buyer

Property purchases from the crowd are typically cash deals

your capital is at risk if you invest. read our key risks

Investor protection

Investor protections are strengthened in the selection of quality deals, which are packaged as investments by developers to ensure investors are protected and problems mitigated.

Land registry title

Investors hold asset-backed title equity in all properties purchased via the platform

Full voting shares

All investors are treated ‘parri-passuʼ with new and existing shareholders

Buy-back options

Deals marketed for property developers, which usually offer several exit options. Exits are contigent upon successful fundraise and implementation of business plan

Contracted income

We typically offer contracted returns or management of rental income

Comprehensive due dilligence

We carry out rigourus FCA standard project screening, assessment and selection procedures to determine which investments are the best for our crowd

Background checks

KYC and verification checks look to establish a picture of the legal background of individuals

Trading history

A full assessment and analysis of previous developments and success rate of key individuals.

Asset profile

A full and professional analysis of the projectʼs use history, charges and planning permissions.

Returns and exit

Comprehensive understanding of how returns are generated and how investors exit projects.

Invest in properties

Access the property market through fractional ownership of multiple properties. Build a diversified portfolio that fits your risk/return appetite...

Start investing

Capital may be at risk if you invest

Sell your property or get funding

Utilise our investor network to sell existing properties from your portfolio or raise finance to fund new schemes using our delayered processes and rates...

Get in touch if you need any help

Have any questions?


You may find your answers within our FAQ or you may contact us directly

Support centre

Investing in early stage businesses involves risks, including loss of capital, illiquidity (the inability to sell assets quickly or without substantial loss in value) and lack of dividends and should only be done as part of a diversified portfolio. Your capital is at risk if you invest. Please note that past performance and forecasts are not relaible indicators of future results.

These pages do not include and are in no way intended to be a promotion of any individual investment opportunity. The summary information is intended solely to display a snapshot of what Shareproperty Limited is aiming to deliver and to determine whether you would like to be provided with more in-depth information.

Any investment decision must be made solely on the basis of the full details provided particular to that development or investment opportunity as it fits your criteria. Full details of any investment opportunity, Shareproperty Limited terms and conditions and data protection policies will be circulated to you.

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